Risk Management Service Agency


Outline of coverages

 

Member deductible

Pool retention or deductible

Coverage limits

General, automobile, and employment practices liability

No deductible*

$250,000 retention

$15,000,000

Property

No deductible*

$200,000 deductible

$250,000,000

Auto physical damage

No deductible*

$200,000 deductible

$10,000,000

Flood

$100,000 property
$200,000 vehicles
$500,000 high zones

None

$25,000,000 property
$5,000,000 vehicles
$10,000,000 high zones

Earthquake

2% – $250,000 min property
$200,000 vehicles

None

$25,000,000 property
$5,000,000 vehicles
$10,000,000 high zones

Equipment breakdown

$5,000

$200,000 deductible

$50,000,000

Crime – Employee fidelity

No deductible

$1,000 deductible

$1,000,000

Pollution

No deductible

$50,000 retention

$2,000,000

Cyber liability

No deductible

$25,000 retention

$3,000,000

Aviation general liability**

No deductible

None

$2,000,000

*Optional member-specific deductibles may be selected.
**Aviation coverage purchased by participating members.

Copyright © 2018 Association of Washington Cities