Risk Management Service Agency

RMSA-logo-icon-75 About Risk Management Service Agency (RMSA)

We are the full service risk management choice for Washington’s cities and towns. RMSA is a member-owned risk pool. Members receive comprehensive risk management that helps stabilize insurance costs, and minimizes loss exposures through risk-sharing and joint indemnification of losses.


Get a mini overview of the services and coverages provided to RMSA members.

Our mission

Protect employees, assets, and officials of Washington’s cities and towns.


Access meeting agendas and see who sits on the RMSA Board of Directors and the RMSA Operating Committee.


RMSA provides property and liability coverage to Washington cities and towns, focusing on small to medium size jurisdictions. Special purpose districts are also eligible for coverage. See a visual map of members and a membership list.

Joining RMSA

RMSA provides property, liability, and other coverages to Washington’s municipal entities. Getting a quote from RMSA is easy! Contact RMSA staff to find out more.

RMSA governing documents

Access RMSA's governing documents, including Member Standards, bylaws, interlocal agreement, and more.


Members pay an assessment based on worker hours, property values, and losses. Members share in the equity of the program.

The overall liability assessment formula goal is rate stability and funding objectives. The liability assessment formula has several components which include worker hours, a three-year experience modification factor, administrative costs to run the program, and funding loss reserves by independent actuarial calculations.

The property program rate is established by the reinsurance costs based on market and actual assessed values.


Contact us

After hours claim line – 360.753.3326

Adrienne Beatty
Program Manager – Responsible for overall management, day-to-day operations, contract review

Ashley Jones
Claims Specialist – Property and auto physical damage claims

Ezra Stark
Risk Control Coordinator – Loss prevention visits, risk management guidance

Harlan Stientjes
Claims & Pre-Litigation Manager – Pre-litigation issues, liability claims, employment issues

Bailey Takacs
Membership Coordinator– General RMSA matters, training, asset management, contract review

Membership Specialist– General RMSA matters, loss prevention & Lexipol grants, scholarships, renewals, certificates, access to systems (the RMSA website, AMP, RMSA-U, Enquiron, eRiskHub, etc.)

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